My Budget
The Present
Most of the negative thoughts we concentrate on are usually related to worries about our future or fixating on and resenting things we have done in the past. By doing this we are not living in the present.
Venus Cow says, "It makes no sense to worry about the future as we never live in the future. We only have the present and it is not called the present for nothing. It is a gift."
Most of our time in the present is spent worrying about things that will never happen so wasting time on something imaginary is pointless. Meditation and listening to your inner voice will lift you, having faith in the things you trust and your heart's desire will allow you to make plans and take action in the present. All of which are free.
Remove all unnecessary possessions and minimalise your life to live in the present. Doing this dissassociates you from your past leaving you free to maximise the present. Set yourself some goals and plan for the future but stop worrying about tomorrow,
Venus Cow says, "Tomorrow never comes."
Conquer your addictions with some personal couchtime. They are holding you hostage and costing you money. Remove them one by one. You can only live one moment at a time.